Numbers you can plan with, not just file.

Financial insight for owner-managed businesses

Compliance work tells you what already happened. At some point that stops being enough. When you are deciding whether to take on a lease, hire three more people, extend credit to a large customer or fund stock ahead of a season, you need numbers that look forward.

A full-time finance director is not proportionate for most UAE small and mid-sized businesses. This service gives you that level of input on a scale that fits.

What is included

• Rolling cash-flow forecasting, so you can see the low points before you reach them
• Annual budgets, with monthly comparison against actual performance
• Management reporting built around the measures that matter in your sector
• Margin analysis by product, service line, branch or customer
• Working capital review: receivables, payables and stock
• Pricing and break-even analysis
• Financial input on specific decisions as they arise
• Preparation of financial information for banks, investors or shareholders

Cash flow is usually the real question

Profitable businesses run out of cash regularly, and it is almost always a timing problem rather than a performance problem. Customers pay in sixty days, suppliers want thirty, stock has to be funded ahead of a season, and a Corporate Tax or VAT payment lands in the middle of it. A rolling forecast makes those collisions visible weeks ahead, which is when you still have options.

Reporting built around your business

A trading company, a restaurant group and a professional services firm need different reports. Standard templates produce pages that nobody reads. We agree the handful of measures that actually drive decisions in your business and report those consistently, so trends become visible over time.

How the engagement works

1. Understand

We work through how the business makes money, where the pressure sits and what decisions are coming.

2. Build

The forecast model, budget and reporting pack are set up around your structure.

3. Review

We meet on a regular cycle to work through the numbers and what they mean for the decisions in front of you.

This works best on top of reliable monthly bookkeeping, since forecasts are only as good as the actuals behind them. Tell us what decision you are facing and we will start there.